Your financial health revolves around your credit score, making it imperative that the information your credit report contains is as accurate and up-to-date as possible.
Work with our team and our proven system, to eliminate any inaccurate, obsolete or erroneous accounts on your credit report. We’ll teach you the exact information you need to provide to the Credit Bureau’s to use the Fair Credit Reporting Act to your advantage and dispute the mistaken negative ratings that may be preventing you from obtaining new credit when you need it most.
Lower your interest rates, avoid high late fees, save money and advance your credit opportunities.
Great great service and quick result . I recommend to contact her . She will help you get close to your Dream car or house- L. Gray
I don't know why I waited so long to get started but I'm glad I did. My scores went up over 100 points in 3 months. Thank you @ B. Webb Credit- D. Harper
If you are trying to improve your life, trust the process and listen to B. Webb Credit Team. Working with them has improved my credit and I just closed on my new home on Nov 1st- R. Whitelow
You can flag the negative items reporting on your credit report, build new credit history, learn the secrets to a high-quality credit score & how you can get approved for new homes, cars, business loans and more!
Our approach is to empower our clients through financial education and understanding to take full control of their finances in order to ensure that they don't repeat the same mistakes that lead them to having poor credit scores.
Everyone's credit situation is completely different, so how long it takes for you to achieve your expected results depends on the number of derogatory credit items on your reports, your participation in getting credit reports to us, and the level of credit bureau cooperation. We will audit your reports and create dispute letters based on your reports, usually within 48 hours from the date we receive them. Most of the wait-time after is usually spent waiting for the credit bureaus or creditors to respond.
Many of our clients have seen an increase of 100 points or more*; however, the actual amount will vary per customer. There are many factors that affect a credit score besides derogatory items. For example, the ability to pay down revolving debt, the type of credit you have, your length of credit history, even the number of inquiries on your credit file. It is especially important that no current accounts fall into a negative status.
* Results may vary by individual.
You will receive updated credit reports from all three credit bureaus after 30 to 45 days. Around 45 days after your original dispute letters are sent, we will check your updated credit reports to see what changes, if any, have been made. We will note any deletions on your reports and we will continue working on all of the remaining items. It is important that all credit bureau correspondence that you receive is forwarded to us within a few days of receiving it. You will simply upload the documents to your private client portal. If the credit agency does not respond to your dispute letter, do not be alarmed, a new dispute letter will be generated when your file is reviewed by the processing center every 45-60 days.
Every 45 days, your file will be reviewed. Based on the updated credit reports and documentation received from you, (credit report updates and letters from creditors) a new dispute will be generated and forwarded to you to review and sign. Along with the new dispute document, you will receive a status update report showing the progress and deletion of accounts to date. You can access your private client portal at any time to check for updates through your account dashboard.
Text REFER to (832) 566-9207 to find out more